Few of us are in the financial position we expected to be in at the start of 2020. January seems like a very long time ago, and a lot has happened in the last eight months, with more changes to come. Some people may have lost their jobs or their businesses due to the pandemic, while others who can work from home may have saved money by not commuting or buying lunch every day. If you booked a holiday for 2020 you may have lost money if it was cancelled or you decided not to go, while those who didn't book anything, hoping for a last minute deal, will have found they've been priced out, or there is no space left. You may have also scaled back holiday plans, staying in the UK rather than travelling abroad and risking having to quarantine for two weeks on your return, If you're in the luck...